A car management app is launching a new product that promises the driver an engine cover in less than a minute.
According to Caura, it is the first app that allows users to pay for and manage all aspects of their car through their phone.
It has teamed up with six insurers to provide nearly all UK drivers with all of the experience gained in the app for its new product, Caura Protect.
Customers can use the app to pay for parking fees, tolls, taxes and MOT as well as manage their insurance.
A number of companies are now allowing drivers to purchase temporary cover through an app
However, it isn’t the first company to offer the ability to manage car insurance through an app.
This is Money takes a look at Caura and its competitors – and how other people have rated them.
When it comes to car insurance, it is important to also check comparison websites and companies that are not listed on these websites to make sure you are paying the cheapest price for good coverage.
Caura: Caura, a relatively new brand, was founded in 2018.
The app allows users to manage and pay for parking, tolls, taxes, and MOT from their phone, and get car insurance now in less than 60 seconds.
It claims this is an industry first with the entire experience in the app, from researching and buying to managing and storing documents.
Working with six leading insurers – Aviva, Ageas, Markerstudy, ERS, Saber and Somerset Bridge – almost all UK drivers are covered.
Caura also says that its policies compete better with many than those on price comparison websites.
The FCA accredited company instantly screen users against official sources like the DVLA, simplifying the user experience and reducing the risk of insurance fraud.
Fast: According to Caura, users can get car insurance for their app in less than 60 seconds
To take advantage of the service, users of the Caura app answer a short series of questions about their insurance needs and receive several quotes from six of the UK’s leading insurers.
By choosing the best product, a user can pay for insurance in just two steps using Apple Pay or their saved credit / debit card.
In early 2021, Caura users will be able to pay for their insurance products with monthly payments.
After logging in, a user can access their insurance documents, make a claim and adjust their policy via the Caura app.
As this is a new product and relatively new company, very few reviews of the company are currently online, only one of which is currently available on Trustpilot. However, this is a five star rating.
Cuvva: In the meantime, Cuvva also offers temporary car insurance, monthly insurance, and driver insurance for learners through its app.
Temporary car insurance allows users to borrow a friend or family member’s car and drive it in minutes. Cuvva offers comprehensive car insurance for just one hour.
To do this, however, the drivers must be under 65 years old, at least 19 years old – and if you are under 21 years old, you have had your driver’s license for a year without any claims for damages or through joint fault and a car or a van under 20 years old.
There are also “busy times” in Cuvva, which means you may have to pay a little more if you want to be covered during these times.
Learner drivers can also purchase temporary learner driver insurance for just one hour or up to three days.
Customers only need to create an account once and can get coverage quickly every time.
Cuvva’s monthly insurance is without a deposit, as customers can cancel at any time.
Reviews on sites like Trustpilot are generally positive, with an average rating of four and a half stars, though some have complained about the applicable age limit.
Some fast insurance websites have rules that say you have to be within a certain age range
Veygo: Another app, Veygo, offers temporary car insurance and driver insurance for learners.
Temporary coverage is available from an hour to 30 days and gives users the estimated online insurance rates.
Users are required to provide information such as vehicle registration, its owner, and driver information including their driver’s license number in order for their listing to be customized.
Reviews of Trustpilot for Veygo are slightly less favorable with an average of three out of five stars.
Some reviewers claim the application process is not easy, others said they spent 20 minutes applying only to find out they were not eligible.
However, other reviewers added that they found the process simple and easily insured.
Tempcover: This app specializes in short-term auto insurance.
Depending on the type of vehicle you need to insure, you can choose the policy that suits your needs and choose the duration you want, from just one hour to three months.
It also offers coverage for 17 and 18 year olds, an option not all other services offer.
This has made it one of the top rated for 4.6 out of 5 stars on Trustpilot.
Many have said it is easy to comment with others on the value for money they received.
Vehicle Smart: With this app, users can manage much of their vehicle details and find out the details of other vehicles.
For example, users get MOT and tax status on all UK vehicles, full vehicle history, and car insurance quotes.
That is, when users want to buy a car, they can get all the information they need first before they buy.
It also reminds of MOT, taxes, insurance and maintenance, saves all your vehicles with photos, gives mileage analyzes and vehicle notes for oil, tires and lightbulbs.
However, customers cannot purchase products such as auto insurance through Vehicle Smart.
Users generally rated it good, with customers praising its helpfulness.
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